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10 Tips to Protect Yourself From Charity Scams
By Audri Lanford


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Many people in the UK, in fact as many as one in three UK taxpayers have paid too much tax! The Taxation People, are a forward thinking online accountancy service that specialise in helping people who might be eligible for a tax refund. They offer a online service, with a simple and easy to follow process that will get you the refund you are entitled to. I would urge you to check out The Taxation People, where if you have been or are currently employed The Taxation People can help you get a Tax Refund. The Taxation People are a trading name of Greer & Taylor LLP a respected and trusted accountancy service provider who offers a number of online services. Initially they are only offeering the Tax Refund service that can be found at www.thetaxationpeople.com, but Greer & Taylor LLP are about to lauch a cost effective Self Assesment Service, keep an eye on www.greer-taylor.com for more information.

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Another bill has just landed through the letterbox and your still haven`t paid the monthly direct debt to the utility firm. You`ll have to sort out funds for your credit cards next week and then there are the catalogue payments to make. It`s the same story each and every month where you struggle to keep on top of your regular payments. Having taken out dribs and drabs of loads over the last few years you now have to pay a number of companies back. What if you could amalgamate all of your loans into one fixed monthly payment? Suppose you could reduce the amount that you pay each month by spreading the payments over a longer period of time. Look into the various Homeowner Loansthat are available at the moment and you could end up paying less in repayments each and every month. Price comparison sites are the places to look if you want one of the Homeowner Loans. They`ll scour the marketplace searching for Homeowner Loansthat will suit your individual needs. Combine all of your debts into one slightly larger loan amount and you should have more money each month that can be put away for a rainy day.


Charity scammers are very clever -- they know exactly what heartstrings to tug and how to make you think the scam is real. Here are 10 tips to help spot charity scams:

1. Ask for the name, address, and phone number of the charity -- and whether or not it is registered. If the presenters claim that it is registered, get a registration number.

Fake charity scammers often set up quasi-legitimate agencies so that, at first glance, they look real; they may also name themselves something similar to other legitimate charities.

They may even carry `ID` in the name of the charity, complete with a logo.

The Better Business Bureau Wise Giving Alliance offers information about national charities; you can call 703-276-0100 or go to their website:

http://www.give.org

If you`re trying to figure out whether or not some particular charity is worthy of support, check out this section of the site:

http://www.give.org/reports/index.asp

They publish their standards for rating charities, and then rate over 600 different charities using these standards.

2. Be especially cautious about getting a charity donation request by email. Most legitimate charities don`t use email for their solicitations. (Some legitimate charities will email people who have donated before -- but never respond to requests where you`ve never donated.)

Remember our motto: if it`s spam, it`s a scam.

3. Verify with the office of the charity that there is indeed a campaign going on, or that they`ve authorized the charity drive that you`re being invited to contribute to.

4. Be especially wary about charities that claim to be raising funds for the local police or firefighters. Check with them first!

5. Ask what percentage of your donation goes directly to the cause. Legitimate charities will have ready answers because they are used to the question. :-)

6. Don`t ever donate cash if you can help it. Write a check to the charity -- not to the person standing in front of you. This also helps you document the donation for your records and for your tax return.

7. Get a receipt with the name of the charity on it.

8. Don`t give in to pressure or `guilt trips` about `suggested donations` or `requested minimum contributions.` Once you`ve determined that the charity is legitimate and you`ve decided you want to contribute, simply give what you can and want to give -- it will be appreciated.

9. Be wary of every opportunity that presents itself -- especially when it presents itself in the wake of some big disaster that gets lots of media attention.

10. The best way we know of to avoid charity scams is to decide IN ADVANCE (while you`re doing your annual or monthly budget) which charities you`ll support and CONTACT THEM. Then you can gracefully turn anyone else down who comes your way with hat in hand.

For more tips on avoiding charities and charity scams, visit:
http://www.scambusters.org/charities.html

It`s great to be a giver -- but give cautiously so you`re not enriching scammers or a questionable `charity.`

For more information about this article and/or the author visit http://www.scambusters.org/charities.html

For more information, news and articles see:

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